GOP rolls out student loan plan as Biden’s $400 billion handout faces Supreme Court test

Senate Republicans on Wednesday rolled out a new plan to address rising student debt and the soaring cost of college just as President Joe Biden’s $400 billion student loan handout is expected to be struck down in the Supreme Court.

Instead of trying to forgive loans as Biden did, Senate Republicans are supporting programs aimed at making sure students understand the real cost of college and shutting off loans for programs that don't result in salaries that are high enough to justify those loans.

"President Biden's answer was to enact his $400 billion student debt scheme, which doesn't forgive debt. It really transfers the responsibility to pay it back away from the person who willingly took on the debt," Sen. Bill Cassidy, R-La., the top Republican on the Senate Committee on Health, Education, Labor and Pensions, said Wednesday.

Senate Republicans say their plan will tackle the rising cost of post-high school degrees and make it easier for students and families to navigate loan programs. It’s a package of five bills collectively called Lowering Education Costs and Debt Act.

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One of the bills from Sen. John Cornyn, R-Texas, aims to reduce confusion for federal student borrowers by narrowing the number of repayment plan options from nine to two – the standard 10-year plan as well as an option for low-income, low-balance borrowers.

Cornyn’s bill also prohibits new undergraduate and graduate loans from being issued for programs where students are projected to make less than the average high school and bachelor’s degree recipient, respectively.

Sen. Tommy Tuberville, R-Ala., introduced a second bill to end the government’s Graduate PLUS loans, which have no borrowing limits, while keeping in place other federal loans that do. Republicans say the PLUS loans are helping drive up the cost of college.

"This would prevent some of the worst examples of students being exploited for profit. It would force schools to bring down cost and to compete for students. What an idea," Tuberville said on Wednesday. "It would also protect students from getting buried in debt they can never, ever pay."

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A third bill from Sen. Steve Daines, R-Mont., is the Informed Borrowing Act. Under that proposal, borrowers would be required to acknowledge receiving information that explains the cost of their loan and what their repayment windows look like, among other information, each year. It also calls for income projections for a student’s desired trajectory based on their school and program of study.

Two other bills, from Cassidy and Sen. Chuck Grassley, R-Iowa, are specifically aimed at making sure students are fully aware of college costs and how far that investment would go.

Cassidy’s College Transparency Act, which has bipartisan support in the House and Senate, would refine and update databases to give a more complete picture of schools’ enrollment statistics and data on how students fare after graduation across all available majors and programs. Grassley’s Understanding the True Cost of College Act is seeking to standardize colleges’ financial aid offer forms so that students can better compare different options.

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The Supreme Court is expected this month to decide the fate of the president’s student loan plan, which would forgive up to $20,000 for federal student loan recipients whose income is less than a certain amount.

Biden’s plan also received bipartisan opposition in Congress. A resolution disapproving of the policy passed the House and Senate with bipartisan support.

SI Swimsuit model Ella Halikas rocks bikinis on the runway during Miami's Paraiso Swim Week

Ella Halikas is making her mark on the catwalk.

The Sports Illustrated Swimsuit model and body positive activist recently walked the runway for Sinesia Karol Swimwear. The fashion show for the luxury Brazilian swimwear brand was part of the annual Paraiso Miami Swim Week, where designers showcased their new and upcoming collections.

For her appearance, Halikas modeled a multicolored two-piece that flaunted her curves. It featured a bubblegum pink bandeau top, a pearl white tie sash to cinch the waist, and a high-cut sapphire blue bottom. Halikas completed the look with strappy white sandals and a jewel-hued purse with slick-back tresses.

For another look, Halikas wore a summery blue and white printed bikini top with a sleek halter neck tie, which was paired with a high-waisted matching bottom and a beachy cover-up.

Halikas previously credited SI Swimsuit for celebrating various types of bodies in their annual issue. The model appeared in the 2021 issue when she was photographed by Yu Tsai.

"It had such a huge impact because it made me feel like I can do this," she told Fox News Digital in May of this year. "And that was breaking into the modeling world. I had only maybe two years of experience modeling before I got into the magazine… It was such an amazing feeling. I feel like Sports Illustrated has taken such strides to be more inclusive… and I think it shows other publications and brands that… they’re leading the way."

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However, being a curvy model comes with its challenges. In November, Halikas and fellow model Alexa Jay alleged they were denied entry from Los Angeles club The Highlight Room due to their size. A spokesperson for Tao Group Hospitality, the parent company of the venue, announced in a statement that they were "aware of Ella and Alexa’s experience and are actively engaged with them to discuss the incident further."

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"We are always appreciative of feedback on our operations and continue to work on how to improve our guest experience," said the spokesperson at the time. "Our company does not tolerate discrimination of any kind."

Halikas claimed there have been moments when a photographer at an event would overlook her in favor of thinner models. She admitted the experience can be "humiliating."

"I’m not going to try and scream from the rooftops, ‘See me, appreciate me because I’m curvier,’" she said. "I’m just not going to do it anymore. I stay silent, but I will speak on it in interviews and podcasts to push that message out there. But we’ve got a long way to go."

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"I want to make it clear, I’m never against someone wanting to get on their own health and fitness journey," she shared. "If you want to lose weight, great, I’m never going to knock that. What I do think becomes a problem is why we’re constantly trying to make ourselves smaller to feel worthy, to feel seen, to feel beautiful… That’s what I’m trying to break."

"You can be happy, confident, healthy, take care of yourself... live in a bigger body and love your skin," Halikas continued. "Everyone’s best self and most beautiful self looks different on everybody. And for me right now, that’s me being a size 14. To someone else, it’s a size 6 or 16, 20, or 2. It just depends on the person… I’m just really trying to shift people’s perspectives."

"I’m going to wear that swimsuit, I’m going to wear that dress that I didn’t think I could wear," said Halikas. "I want people to look within themselves and find that confidence. That’s what I’m here to do."